/* dambrateam.com — corporate profile design, September 2026.
   Visby is not bundled without a licensed webfont. The approved local fallback is used. */
:root{--black:#231f20;--text:#474747;--white:#fff;--gray:#ccc;--light:#f6f6f6;--rule:#eaeaea;--font:"Visby","Visby CF","Avenir Next","Century Gothic",system-ui,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:140px}body{margin:0;padding-bottom:74px;color:var(--black);background:white;font:400 16px/1.6 var(--font);-webkit-font-smoothing:antialiased}body:has(dialog[open]){overflow:hidden}h1,h2,h3{margin:0 0 24px;font-weight:900;letter-spacing:-.035em;line-height:1.13;color:var(--black)}h1{font-size:clamp(48px,5.5vw,76px)}h2{font-size:44px}h3{font-size:24px;line-height:1.3;letter-spacing:-.025em}p{margin:0 0 24px}p:last-child{margin-bottom:0}a{color:inherit;text-underline-offset:4px}a:hover{text-decoration-thickness:2px}button,input,select,textarea{font:inherit}button{cursor:pointer;color:inherit}button:disabled{opacity:.6;cursor:wait}img{display:block;max-width:100%;height:auto}svg{vertical-align:middle;flex-shrink:0}button,a,summary{touch-action:manipulation}button,a,input,select,textarea,summary{-webkit-tap-highlight-color:transparent}button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid currentColor;outline-offset:4px}input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--black);outline-offset:3px}[hidden]{display:none!important}.wrap{width:calc(100% - 96px);max-width:1320px;margin-inline:auto}.section{padding:88px 0}.section-tight{padding:8px 0 88px}.band{background:var(--light)}.measure{max-width:65ch}.eyebrow{font-size:13px;font-weight:700;letter-spacing:.045em;text-transform:uppercase;margin-bottom:18px}.small,.hint{font-size:13px;line-height:1.6}.legal,.calc-note,.disclaimer{font-size:12px;line-height:1.7}.legal{margin:28px 0 0}.disclaimer{padding-top:24px;border-top:1px solid var(--gray);margin-top:36px}.lede{font-size:20px;line-height:1.6}.text-link{display:inline-flex;align-items:center;gap:12px;font-weight:700;font-size:15px;text-decoration:underline}.text-link svg{width:18px;height:18px}.text-link:hover{text-decoration-thickness:2px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:13px 20px;color:white;background:var(--black);border:2px solid var(--black);border-radius:5px;font-size:13px;font-weight:800;line-height:1.35;letter-spacing:.02em;text-transform:uppercase;text-decoration:none;transition:background .15s,color .15s}.btn:hover{background:#474747;border-color:#474747}.btn svg{width:18px;height:18px}.btn-outline{background:transparent;color:var(--black)}.btn-outline:hover{background:var(--black);color:white}.btn-white{background:white;color:var(--black);border-color:white}.btn-white:hover{color:var(--black);background:var(--rule);border-color:var(--rule)}.btn-reverse{background:transparent;border-color:white;color:white}.btn-reverse:hover{background:white;border-color:white;color:var(--black)}.cta-row{display:flex;align-items:center;gap:16px;flex-wrap:wrap}.icon-button{width:44px;height:44px;padding:10px;background:transparent;border:0;display:inline-flex;align-items:center;justify-content:center;border-radius:3px}.icon-button:hover{background:#231f2010}.sr-only{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip{position:fixed;left:20px;top:-100px;z-index:300;background:var(--black);color:white;padding:12px 20px}.skip:focus{top:10px}.utility-bar{position:relative;z-index:35;background:var(--black);color:white;font-size:12px}.utility-bar>.wrap{display:flex;justify-content:space-between;align-items:center;min-height:40px}.utility-bar>.wrap>div{display:flex;align-items:center;gap:18px}.utility-bar a{text-decoration:none}.utility-active{border-top:3px solid white;padding:6px 0 8px}.utility-divider{height:17px;border-left:1px solid #ffffff80}.utility-license{opacity:.9}.domain-link{font-weight:700}.site-header{position:sticky;top:0;z-index:30;background:#ffffffed;border-bottom:1px solid #231f2014}.home-page .site-header{background:#ffffffbf;backdrop-filter:blur(8px)}.header-inner{display:flex;align-items:center;gap:26px;min-height:112px}.brand{flex-shrink:0}.brand img{width:260px}.desktop-nav{display:flex;align-items:center;justify-content:flex-end;gap:24px;flex:1}.desktop-nav>a,.products-control>a{font-size:12px;font-weight:800;text-transform:uppercase;white-space:nowrap;text-decoration:none;padding:20px 0}.desktop-nav a[aria-current=page]{text-decoration:underline;text-underline-offset:7px}.desktop-nav>a:hover,.products-control>a:hover{text-decoration:underline}.products-control{display:flex;align-items:center;gap:0}.products-toggle{width:24px;height:34px;padding:4px}.products-toggle svg{width:13px}.header-cta{display:flex;align-items:center;gap:12px;flex-shrink:0}.header-cta .btn{padding:13px 16px;font-size:12px}.mega-menu{position:absolute;top:calc(100% - 1px);left:50%;transform:translateX(-50%);width:min(1000px,calc(100vw - 80px));max-height:calc(100dvh - 120px);overflow:auto;padding:36px 40px;background:white;border:1px solid var(--gray);box-shadow:0 18px 35px #0000001a;display:grid;grid-template-columns:1.6fr 1fr;gap:40px}.mega-menu h2{font-size:22px;margin-bottom:20px}.mega-menu h2 a{display:flex;align-items:center;gap:12px;text-decoration:none}.mega-menu h2 svg{width:19px}.mega-menu ul{list-style:none;margin:0;padding:0}.product-menu-list{columns:2;column-gap:24px}.product-menu-list li{break-inside:avoid}.mega-menu li a{display:block;padding:8px 0;font-size:15px;text-decoration:none}.mega-menu li a:hover{text-decoration:underline}.menu-calcs{padding-left:36px;border-left:1px solid var(--gray)}.menu-calcs p{font-size:14px}.menu-calcs hr{border:0;border-top:1px solid var(--gray);margin:25px 0}.menu-button,.mobile-nav{display:none}
/* The corporate profile: scenic background, portrait left, name and biography right. */
.home-page:before{content:"";position:absolute;top:40px;left:0;right:0;height:970px;z-index:-1;background:linear-gradient(180deg,#ffffff21 0%,#ffffff66 34%,#ffffffc4 70%,#fff 100%),url('/assets/ccm-community.jpg') center top/cover no-repeat}.profile-section{padding:82px 0 80px}.profile-grid{display:grid;grid-template-columns:35% 1fr;column-gap:9%;row-gap:72px;align-items:start}.profile-photo{width:100%;max-width:420px;aspect-ratio:1;border-radius:50%;overflow:hidden;background:#d9d9d9}.profile-photo img{width:100%;aspect-ratio:1;object-fit:cover}.profile-intro{min-width:0}.profile-kicker{font-size:25px;font-weight:900;line-height:1.3;letter-spacing:-.025em;max-width:27ch;margin-bottom:16px}.profile-intro h1{font-size:clamp(70px,6.35vw,100px);font-weight:900;letter-spacing:-.055em;line-height:1.02;margin:0 0 54px;text-wrap:balance}.social-links{display:flex;gap:16px;align-items:center}.social-links a{display:flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:50%;background:var(--black);color:white;text-decoration:none}.social-links a:hover{background:#474747}.social-letter{font-family:Arial,sans-serif;font-size:32px;font-weight:800;line-height:1;margin-top:3px}.social-in{font-family:Arial,sans-serif;font-size:24px;font-weight:800;line-height:1}.social-z{font-family:Arial,sans-serif;font-size:28px;line-height:1;font-weight:900;font-style:italic}.profile-title{font-size:20px;line-height:1.6;font-weight:800;margin:20px 0 30px;letter-spacing:-.02em}.profile-intro .cta-row{gap:14px}.profile-contact{max-width:420px}.profile-contact h2{font-size:22px;letter-spacing:-.025em;margin-bottom:20px}.profile-contact address{font-style:normal;font-size:16px;line-height:1.7}.profile-contact address>a{text-decoration:none}.profile-contact address p{margin:18px 0}.profile-contact address p>a{font-weight:700}.profile-rating{font-size:14px;display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin:18px 0}.profile-rating>span{letter-spacing:1px}.profile-contact>.btn{margin:0 0 30px}.profile-contact details{border-top:1px solid var(--gray)}.profile-contact details:last-child{border-bottom:1px solid var(--gray)}.profile-contact summary{display:flex;align-items:center;justify-content:space-between;padding:24px 0;font-size:20px;font-weight:900;cursor:pointer}.profile-contact details p,.profile-contact details ul{margin:0;padding:0 0 22px;font-size:15px}.profile-contact details ul{list-style:none}.profile-contact details li{margin-bottom:8px}.profile-bio h2{max-width:22ch}.profile-bio p{font-size:17px;line-height:1.7;margin-bottom:23px;max-width:62ch}.profile-bio>.btn{margin-top:5px}.profile-credentials{display:flex;gap:35px;justify-content:flex-start;margin-top:48px;padding-top:35px;border-top:1px solid var(--rule)}.profile-credentials>div{display:flex;align-items:center;gap:12px}.profile-credentials>div>svg{width:38px;height:38px}.profile-credentials span{font-size:12px;line-height:1.45;font-weight:600}.dark-band{background:var(--black);color:white}.dark-band h2,.dark-band h3{color:white}.review-heading{display:flex;align-items:flex-start;justify-content:space-between;gap:48px;margin-bottom:40px}.review-heading h2{margin-bottom:16px}.rating{display:flex;align-items:center;gap:9px;font-size:16px;margin-bottom:12px}.rating>span{letter-spacing:2px;font-size:20px}.rating strong{margin-left:5px}.review-heading .small{max-width:55ch}.review-heading .cta-row{padding-top:10px;flex-shrink:0;gap:12px}.review-layout{display:grid;grid-template-columns:1fr 1fr;gap:28px}.review-card{margin:0;background:var(--text);color:white;min-height:300px;padding:32px;display:flex;flex-direction:column}.review-stars{font-size:22px;letter-spacing:3px;margin-bottom:24px}.review-card blockquote{font-size:21px;line-height:1.6;margin:0 0 32px;font-weight:500;max-width:42ch;flex:1}.review-card figcaption{font-size:13px;line-height:1.6}.review-card figcaption strong,.review-card figcaption span{display:block}.review-card figcaption strong{font-size:15px}.review-card figcaption a{display:inline-block;margin-top:5px}.resource-tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:32px}.resource-tiles>a{background:var(--rule);padding:30px;text-decoration:none;display:flex;flex-direction:column;align-items:start;min-height:285px}.resource-tiles>a>svg{width:42px;height:42px;margin-bottom:28px}.resource-tiles h3{font-size:24px;margin-bottom:12px}.resource-tiles p{font-size:15px;line-height:1.65;flex:1}.resource-tiles>a>span{font-size:13px;text-transform:uppercase;font-weight:800;display:flex;align-items:center;gap:16px;margin-top:8px}.resource-tiles>a:hover{background:#dedede}.resource-tiles span svg{width:18px}.loan-options{background:var(--light)}.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:32px;margin-bottom:40px}.section-head h2{margin-bottom:0}.section-head>div>p{margin-top:22px;font-size:16px;line-height:1.6}.section-head>.btn{flex-shrink:0}.cards{display:grid;gap:26px}.cards-3{grid-template-columns:repeat(3,1fr)}.cards-2{grid-template-columns:repeat(2,1fr)}.card{display:flex;flex-direction:column;align-items:start;text-decoration:none;background:white;border:1px solid var(--gray);padding:32px;transition:background .15s}.card:hover{background:var(--rule)}.card-icon{margin-bottom:24px}.card-icon svg{width:36px;height:36px;stroke-width:1.5}.card h3,.card h2{font-size:24px;line-height:1.25;margin-bottom:16px;letter-spacing:-.03em}.card p{font-size:16px;line-height:1.6;margin-bottom:24px;flex:1}.more{display:flex;align-items:center;gap:14px;margin-top:10px;font-weight:800;font-size:12px;letter-spacing:.015em;text-transform:uppercase}.more svg{width:18px;height:18px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:45px;margin-top:42px}.steps>div{border-top:2px solid var(--black);padding-top:26px}.step-number{font-size:18px;font-weight:900;display:block;margin-bottom:24px}.steps h3{font-size:24px}.steps p{font-size:16px}.steps .text-link{font-size:14px}.faq-grid{display:grid;grid-template-columns:.85fr 1.25fr;gap:100px}.faq-grid>div:first-child>p{max-width:30ch}.faq-list{border-top:1px solid var(--gray)}details summary{list-style:none}details summary::-webkit-details-marker{display:none}.faq-list details{border-bottom:1px solid var(--gray);scroll-margin-top:140px}.faq-list summary{display:flex;justify-content:space-between;gap:30px;align-items:center;padding:25px 0;cursor:pointer;font-size:17px;font-weight:800;line-height:1.4}.faq-list summary svg{width:18px;height:18px}.faq-list details p{padding:0 35px 26px 0;font-size:16px;line-height:1.7}.faq-list details[open]>summary svg,.profile-contact details[open]>summary svg{transform:rotate(45deg)}.faq-section{padding-top:55px}.corporate-contact{display:grid;grid-template-columns:.85fr 1.25fr;gap:100px}.corporate-contact>div:first-child>p{font-size:18px;margin-bottom:28px}.contact-number{font-size:23px;font-weight:800;display:block;margin-bottom:20px}.contact-section{padding-top:55px}
/* Calculators retain their checked math and use the corporate white panels. */
.calc{color:var(--black)}.calc-grid{display:grid;grid-template-columns:.8fr 1.35fr;gap:28px;align-items:start}.calc-grid>div{padding:30px;background:white;border:1px solid var(--gray);min-width:0}.calc-grid h3{font-size:21px;margin-bottom:28px}.calc-result h3{color:var(--black)}.calc .field{margin-bottom:20px}.row{display:grid;gap:0 20px}.row-2{grid-template-columns:1fr 1fr}.field{min-width:0;margin-bottom:22px}.field label{display:block;font-size:14px;font-weight:500;margin-bottom:7px}.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid var(--gray);background:white;color:var(--black);border-radius:2px;min-height:48px;font-size:16px;line-height:1.45}input::placeholder,textarea::placeholder{color:#666}textarea{resize:vertical}.hint{font-weight:400;color:var(--text)}.optional-costs{border-top:1px solid var(--gray);border-bottom:1px solid var(--gray);margin:6px 0 22px}.optional-costs summary,.amortization summary{display:flex;align-items:center;justify-content:space-between;gap:14px;font-size:14px;font-weight:700;cursor:pointer;padding:18px 0}.optional-costs summary svg,.amortization summary svg{width:17px;height:17px}.optional-costs[open]>summary>svg{transform:rotate(45deg)}.optional-costs[open]>.field:first-of-type{margin-top:14px}.calc-inputs>.small{font-size:12px;color:var(--text)}.calc-error{font-size:13px;font-weight:600;line-height:1.5}.calc-error:empty{display:none}.payment-visual{display:flex;align-items:center;gap:26px;flex-wrap:wrap}.payment-ring{position:relative;flex:1 1 220px;max-width:300px;min-width:180px;margin:5px auto}.payment-ring>svg{display:block;width:100%;height:auto}.payment-center{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;pointer-events:none}.payment-center>p:first-child{font-size:11px;font-weight:600;margin:0 0 4px}.payment-center>.figure{font-size:clamp(21px,2.15vw,31px);font-weight:900;line-height:1.2;letter-spacing:-.045em;margin:0}.payment-center>span{font-size:11px;margin-top:4px}.ring-pi{stroke:var(--black)}.ring-taxes{stroke:var(--text)}.ring-insurance{stroke:var(--gray)}.ring-hoa{stroke:var(--rule)}.ring-mi{stroke:var(--light)}.breakdown{padding:0;margin:20px 0 0;list-style:none;font-size:14px}.payment-visual .breakdown{flex:1 1 240px;margin:0}.breakdown li{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:13px 0;border-bottom:1px solid var(--rule)}.breakdown li:last-child{border:0}.breakdown li>span:first-child{display:flex;align-items:center;gap:8px}.breakdown li>span:last-child{text-align:right;font-weight:600;white-space:nowrap}.swatch{display:inline-block;width:9px;height:9px;flex-shrink:0}.swatch-pi{background:var(--black)}.swatch-taxes{background:var(--text)}.swatch-insurance{background:var(--gray)}.swatch-hoa{background:var(--rule);border:1px solid var(--gray)}.swatch-mi{background:var(--light);border:1px solid var(--gray)}.calculator-handoff{border-top:1px solid var(--gray);margin-top:28px;padding-top:22px}.calculator-handoff>p{font-size:15px;font-weight:700;margin-bottom:8px}.calculator-handoff a{font-size:13px}.calc-result>.figure{font-size:42px;line-height:1.2;font-weight:900;letter-spacing:-.04em;margin:20px 0 28px}.calc-note{margin:28px 0 0;color:var(--text)}.dark-band .calc-note{color:white;max-width:110ch}.amortization{background:var(--light);padding:0 28px;margin:28px 0 0}.scroll{overflow-x:auto;max-width:100%;padding-bottom:16px}.data{width:100%;border-collapse:collapse;font-size:13px}.data caption{padding:15px 0;text-align:left}.data th,.data td{padding:12px 9px;border-bottom:1px solid var(--gray);text-align:right;white-space:nowrap}.data th:first-child,.data td:first-child{text-align:left}
/* Forms and inside pages. */
.consent-block{margin:8px 0 24px}.consent{display:flex;gap:12px;align-items:flex-start;font-size:12px;line-height:1.65;color:var(--text)}.consent input{width:18px;height:18px;flex-shrink:0;accent-color:var(--black);margin:4px 0 0}.consent-block>p{font-size:12px;margin:12px 0 0;padding-left:30px;color:var(--text)}.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.form-status{font-size:16px;font-weight:700;margin-top:22px}.form-status:empty{display:none}.success-links{display:flex;gap:20px;margin-top:18px}.page-hero{padding:70px 0 48px}.page-hero .eyebrow{font-size:13px}.page-hero h1{max-width:20ch;margin-bottom:24px}.page-hero .lede{max-width:58ch}.about-grid{display:grid;grid-template-columns:.85fr 1.2fr;gap:80px;align-items:start}.about-grid .hero-photo{border-radius:50%;aspect-ratio:1;overflow:hidden;max-width:420px}.about-grid .hero-photo img{width:100%;aspect-ratio:1;object-fit:cover}.about-grid h2{font-size:38px}.license-box{background:var(--light);padding:28px;margin:35px 0;font-size:14px}.license-box p{margin:14px 0}.jump-links{display:flex;flex-wrap:wrap;gap:10px;border-bottom:1px solid var(--gray);padding-bottom:30px}.jump-links a{font-size:13px;text-transform:uppercase;font-weight:800;padding:12px 18px;background:var(--light);text-decoration:none}.jump-links a:hover{background:var(--rule)}.product-group{padding-top:54px;scroll-margin-top:110px}.product-group h2{margin-bottom:28px}.product-detail{display:grid;grid-template-columns:1.35fr 1fr;gap:100px;align-items:start}.product-detail article h2{font-size:32px;margin-bottom:20px}.product-detail article h2:not(:first-child),.measure>h2:not(:first-child),.legal-content h2:not(:first-child){margin-top:40px}.check{padding-left:22px}.check li{padding:7px 0 7px 5px}.aside-box{background:var(--light);padding:34px;position:sticky;top:140px}.aside-box h2{font-size:32px}.aside-box>img{margin-bottom:28px}.aside-box>.btn{margin:8px 8px 22px 0}.aside-box>.text-link{display:flex}.aside-box hr{border:0;border-top:1px solid var(--gray);margin:28px 0}.aside-box p{font-size:16px}.contact-links{display:flex;flex-direction:column}.contact-links a{display:flex;align-items:center;justify-content:space-between;gap:14px;border-bottom:1px solid var(--gray);padding:17px 0;font-size:15px;font-weight:700;text-decoration:none}.contact-links a:hover{text-decoration:underline}.contact-links a svg{width:18px}.contact-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:100px;align-items:start}.reviews-page main>.section-tight{background:var(--black);color:white;padding:54px;max-width:1320px;margin-bottom:70px;width:calc(100% - 96px)}.reviews-page .review-heading h2,.reviews-page .review-source h2{color:white}.review-source{margin-top:48px;border-top:1px solid var(--gray);padding-top:34px}.review-source h2{font-size:32px}.reviews-page .review-source .btn{border-color:white;background:white;color:var(--black)}.reviews-page .review-source .btn-outline{background:transparent;color:white}.sitemap-list{columns:3;list-style:none;padding:0;margin:0}.sitemap-list li{break-inside:avoid;padding:10px 0;font-size:16px}.legal-content h2,.section .measure h2{font-size:30px}.noscript{padding:20px;text-align:center;background:var(--light)}
/* Corporate footer and persistent officer contact bar. */
.next-step{background:var(--black);color:white;padding:54px 0}.next-step h2{color:white;font-size:34px;margin:0;max-width:22ch}.next-step-inner{display:flex;align-items:center;justify-content:space-between;gap:40px}.next-step .btn{background:white;border-color:white;color:var(--black)}.next-step .btn-outline{background:transparent;color:white}.site-footer{background:var(--light);padding:58px 0 40px}.footer-brand-row{display:flex;justify-content:space-between;align-items:center;padding-bottom:35px;border-bottom:1px solid var(--gray);margin-bottom:35px}.footer-logo{width:230px;max-height:56px;object-fit:contain;object-position:left}.footer-brand-row .social-links a{background:transparent;color:var(--black);width:30px;height:30px}.footer-brand-row .social-letter{font-size:25px}.footer-brand-row .social-in{font-size:20px}.footer-brand-row .social-z{font-size:23px}.footer-brand-row .social-links svg{width:19px;height:19px}.footer-grid{display:grid;grid-template-columns:1.1fr 1.1fr 1.1fr 1fr 1.2fr;gap:35px}.footer-grid h2{font-size:16px;letter-spacing:-.015em;line-height:1.4;margin-bottom:16px}.footer-grid p,.footer-grid li{font-size:13px;line-height:1.6;overflow-wrap:anywhere}.footer-grid p{margin-bottom:17px}.footer-grid ul{padding:0;list-style:none;margin:0}.footer-grid li{margin-bottom:9px}.footer-grid li a{text-decoration:none}.footer-grid li a:hover{text-decoration:underline}.footer-legal{margin-top:45px;padding-top:26px;border-top:1px solid var(--gray);font-size:12px;line-height:1.7}.footer-legal>p{margin-bottom:7px}.eho{display:flex;align-items:center;gap:12px;margin:25px 0;font-size:12px}.footer-legal>nav{display:flex;flex-wrap:wrap;gap:13px 24px;margin-top:20px}.footer-bottom{display:flex;justify-content:space-between;gap:25px;margin-top:25px}.footer-bottom p{margin:0}.officer-bar{position:fixed;bottom:0;left:0;right:0;z-index:35;background:var(--black);color:white;box-shadow:0 -1px 0 #ffffff30}.officer-bar>.wrap{min-height:74px;display:flex;align-items:center;gap:26px}.officer-bar-identity{display:flex;align-items:center;gap:12px;flex-shrink:0}.officer-bar-identity>img{border-radius:50%;width:42px;height:42px}.officer-bar-identity strong{display:block;font-size:16px;font-weight:900;line-height:1.3}.officer-bar-identity span{display:block;font-size:11px}.officer-bar-contact{display:flex;gap:22px;align-items:center;font-size:14px;font-weight:700;flex:1}.officer-bar-contact a{border-left:1px solid #ffffff80;padding-left:22px}.officer-bar .cta-row{margin-left:auto;flex-shrink:0;gap:12px}.officer-bar .btn{min-height:36px;font-size:11px;padding:8px 24px;min-width:125px;border-radius:3px}.bar-mobile-call{display:none}
/* The assistant is a native modal dialog, providing keyboard focus containment. */
.chat-launcher{position:fixed;right:25px;bottom:24px;z-index:40;display:flex;align-items:center;gap:10px;background:var(--black);color:white;border:1px solid white;border-radius:50px;box-shadow:0 5px 25px #231f2026;padding:15px 20px;font-size:.8125rem;font-weight:600}.chat-launcher svg{width:20px}.chat-launcher:hover{background:var(--text)}.chat-dialog{position:fixed;inset:auto 24px 24px auto;margin:0;width:410px;max-width:calc(100vw - 32px);height:690px;max-height:calc(100dvh - 48px);padding:0;border:1px solid var(--gray);border-radius:14px;box-shadow:0 20px 80px #231f2033;color:var(--text);background:white;overflow:hidden}.chat-dialog[open]{display:flex;flex-direction:column}.chat-dialog::backdrop{background:#231f2033}.chat-header{display:flex;align-items:center;gap:12px;background:var(--black);color:white;padding:18px}.chat-header h2{font-size:1rem;color:white;margin:0}.chat-header span{font-size:.625rem;opacity:.85}.assistant-mark{width:34px;height:34px;display:flex;align-items:center}.chat-close{margin-left:auto;color:white;flex-shrink:0}.chat-close:hover{background:var(--text)}.chat-disclosure{font-size:.625rem;line-height:1.65;padding:12px 18px;background:var(--light);border-bottom:1px solid var(--rule)}.chat-main{overflow:auto;flex:1;padding:18px;overscroll-behavior:contain;min-height:0}.chat-log{display:flex;flex-direction:column;gap:14px}.chat-message{padding:14px 16px;font-size:.8125rem;border-radius:10px;background:var(--light);max-width:95%;overflow-wrap:anywhere;flex-shrink:0}.chat-message p{margin:0 0 12px}.chat-message p:last-child{margin:0}.chat-message.user{background:var(--black);color:white;align-self:flex-end}.chat-message .chat-sources{display:flex;flex-wrap:wrap;gap:10px;margin-top:10px;font-size:.75rem}.chat-suggestions{display:flex;gap:7px;flex-wrap:wrap;margin-top:18px}.chat-suggestions button{background:white;border:1px solid var(--gray);border-radius:50px;padding:8px 12px;font-size:.6875rem;min-height:36px}.chat-suggestions button:hover{background:var(--light)}.chat-contact{background:none;border:0;padding:16px 0 0;font-size:.75rem}.chat-compose{display:flex;gap:8px;padding:12px 16px 0;border-top:1px solid var(--rule)}.chat-compose input{font-size:.8125rem;min-width:0;padding:11px 12px}.chat-compose .icon-button{background:var(--black);color:white;flex-shrink:0;height:44px}.chat-safe{font-size:.625rem;padding:8px 18px 12px;margin:0}.chat-lead .chat-back{border:0;background:transparent;padding:0;margin-bottom:20px}.chat-lead .consent{font-size:.6875rem}.chat-lead .row-2{grid-template-columns:1fr}.chat-lead .consent-block{padding:12px}.chat-lead .field{margin-bottom:15px}.chat-lead h3{margin-bottom:12px}.chat-lead .small{font-size:.75rem}
.chat-launcher{bottom:94px;border-radius:50%;width:56px;height:56px;padding:0;justify-content:center;right:24px;background:var(--black);color:white;box-shadow:0 3px 18px #0002}.chat-launcher>span{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}.chat-launcher svg{width:24px;height:24px}.chat-dialog{bottom:94px;max-height:calc(100dvh - 120px);border-radius:4px}.chat-header h2{letter-spacing:0;font-weight:800}.chat-dialog .field label{font-size:13px}.chat-dialog .consent-block{padding:0}.chat-dialog .chat-lead h3{font-size:21px}.chat-dialog .chat-compose input{width:100%;border:1px solid var(--gray);border-radius:2px;background:white;padding:12px;line-height:1.4;font-size:16px;color:var(--black);min-height:46px}.chat-compose .icon-button{height:46px}.chat-dialog .btn{font-size:12px}.chat-dialog .small{font-size:12px}
@media(min-width:1450px){.profile-kicker{max-width:none;font-size:26px}.profile-intro h1{font-size:100px}.profile-grid{grid-template-columns:34% 1fr;column-gap:8%}.profile-intro .social-links{margin-top:75px}}
@media(max-width:1250px){.wrap{width:calc(100% - 72px)}.header-inner{gap:20px}.brand img{width:230px}.desktop-nav{gap:18px}.desktop-nav>a,.products-control>a{font-size:11px}.header-cta .btn{padding-inline:13px;font-size:11px}.header-schedule{display:none}.profile-grid{column-gap:8%;grid-template-columns:35% 1fr}.profile-intro h1{font-size:82px}.profile-kicker{font-size:24px}.profile-bio h2{font-size:38px}.profile-credentials{gap:24px}.profile-credentials>div{gap:8px}.profile-credentials span{font-size:11px}.section-head h2{font-size:40px}.review-heading{gap:28px}.review-heading .cta-row{flex-wrap:wrap;justify-content:flex-end;max-width:210px}.officer-bar-contact{font-size:12px;gap:16px}.officer-bar-contact a{padding-left:16px}.officer-bar .btn{min-width:105px;padding-inline:18px}.officer-bar>.wrap{gap:20px}.corporate-contact,.faq-grid,.contact-grid,.product-detail{gap:70px}.footer-grid{gap:24px}.calc-grid{grid-template-columns:.85fr 1.2fr}.payment-visual{gap:12px}.payment-ring{max-width:240px}.payment-visual .breakdown{flex-basis:230px}.calc-grid>div{padding:26px}.resource-tiles>a{padding:25px}.resource-tiles h3{font-size:22px}}
@media(max-width:1000px){.brand img{width:230px}.desktop-nav{gap:14px}.desktop-nav>a,.products-control>a{font-size:10px}.header-inner{gap:15px;min-height:96px}.header-cta .btn{font-size:11px;padding:11px 13px;min-height:44px}.profile-section{padding-top:64px}.profile-grid{column-gap:7%;grid-template-columns:35% 1fr;row-gap:60px}.profile-kicker{font-size:22px}.profile-intro h1{font-size:70px;margin-bottom:36px}.profile-title{font-size:18px}.profile-photo{margin-top:5px}.social-links a{width:42px;height:42px}.profile-intro .btn{font-size:11px;padding:12px 14px}.profile-contact address{font-size:14px}.profile-contact summary{font-size:19px}.profile-bio h2{font-size:35px}.profile-bio p{font-size:16px}.profile-credentials{gap:18px;flex-wrap:wrap}.profile-credentials>div{gap:10px}.profile-credentials span{font-size:11px}.profile-credentials>div img{width:30px}.profile-credentials>div svg{width:30px;height:30px}.officer-bar-contact>a:last-child{display:none}.officer-bar-contact{justify-content:center}.officer-bar-contact a{border:0;padding:0}.officer-bar .btn{padding:8px 20px}.review-heading h2{font-size:40px}.resource-tiles{gap:18px}.resource-tiles>a{padding:22px}.resource-tiles h3{font-size:20px}.resource-tiles p{font-size:14px}.section-head h2{font-size:38px}.cards{gap:20px}.card{padding:25px}.card h3,.card h2{font-size:22px}.card p{font-size:15px}.faq-grid,.corporate-contact{gap:55px;grid-template-columns:1fr 1.2fr}.faq-grid h2,.corporate-contact h2{font-size:38px}.contact-grid,.product-detail{gap:45px}.about-grid{gap:55px}.about-grid h2{font-size:34px}.next-step h2{font-size:30px}.next-step .cta-row{max-width:245px}.footer-grid{grid-template-columns:repeat(3,1fr);gap:30px}.calc-grid{gap:20px;grid-template-columns:1fr 1fr}.payment-visual{display:block}.payment-ring{max-width:240px}.payment-center>.figure{font-size:28px}.payment-visual .breakdown{margin-top:24px}.steps{gap:30px}.steps h3{font-size:22px}.steps p{font-size:15px}}
@media(max-width:900px){.desktop-nav{display:none}.header-inner{min-height:88px;gap:15px}.header-cta{margin-left:auto}.header-schedule{display:inline-flex}.menu-button{display:inline-flex}.menu-lines,.menu-lines:before,.menu-lines:after{position:relative;display:block;background:var(--black);width:22px;height:2px}.menu-lines:before,.menu-lines:after{content:"";position:absolute;left:0}.menu-lines:before{top:-7px}.menu-lines:after{top:7px}.menu-button[aria-expanded=true] .menu-lines{background:transparent}.menu-button[aria-expanded=true] .menu-lines:before{top:0;transform:rotate(45deg)}.menu-button[aria-expanded=true] .menu-lines:after{top:0;transform:rotate(-45deg)}.mobile-nav{display:block;max-height:calc(100dvh - 165px);overflow:auto;padding:6px 36px 28px;background:white;border-top:1px solid var(--gray)}.mobile-nav>a{display:block;padding:17px 0;border-bottom:1px solid var(--gray);font-size:14px;font-weight:800;text-transform:uppercase;text-decoration:none}.mobile-nav details{border-bottom:1px solid var(--gray)}.mobile-nav summary{padding:17px 0;display:flex;align-items:center;justify-content:space-between;font-size:14px;font-weight:800;text-transform:uppercase;cursor:pointer}.mobile-nav details[open]>summary svg{transform:rotate(45deg)}.mobile-nav ul{columns:2;list-style:none;margin:0;padding:0 0 16px 12px}.mobile-nav li a{display:block;padding:8px 0;font-size:14px;text-decoration:none}.mobile-nav details h3{font-size:18px;margin:18px 0 12px}.mobile-nav details>p{font-size:14px;margin:16px 0}.mobile-nav>.cta-row{padding-top:24px}.utility-license{display:none}.profile-intro h1{font-size:64px}.profile-kicker{font-size:19px}.profile-title{font-size:17px}.profile-contact h2{font-size:20px}.profile-contact .btn{font-size:11px;padding-inline:14px}.profile-rating{font-size:12px}.profile-bio h2{font-size:32px}.profile-intro .cta-row{gap:10px}.profile-bio p{font-size:16px}.profile-credentials{display:none}.review-heading{align-items:flex-start;flex-direction:column;gap:22px}.review-heading .cta-row{max-width:none;justify-content:flex-start;padding:0}.review-card{padding:28px;min-height:300px}.review-card blockquote{font-size:19px}.resource-tiles{grid-template-columns:1fr}.resource-tiles>a{min-height:0;display:grid;grid-template-columns:55px 1fr;gap:0 20px;padding:26px}.resource-tiles>a>svg{grid-row:1/4;margin:0;width:36px;height:36px}.resource-tiles>a>h3{grid-column:2}.resource-tiles>a>p{grid-column:2;margin-bottom:14px}.resource-tiles>a>span{grid-column:2;margin-top:0}.cards-3{grid-template-columns:repeat(2,1fr)}.section-head{align-items:flex-start;flex-direction:column;gap:26px}.faq-grid,.corporate-contact{grid-template-columns:1fr;gap:38px}.faq-grid h2 br,.corporate-contact h2 br{display:none}.corporate-contact>div:first-child>p{font-size:17px}.contact-number{font-size:20px}.contact-grid{grid-template-columns:1fr;gap:40px}.contact-grid .aside-box{position:static}.product-detail{grid-template-columns:1.15fr 1fr;gap:32px}.aside-box{padding:28px}.aside-box h2{font-size:28px}.about-grid{gap:36px}.about-grid h2{font-size:30px}.next-step-inner{align-items:flex-start;flex-direction:column;gap:28px}.next-step h2{max-width:none;font-size:34px}.next-step .cta-row{max-width:none}.officer-bar-identity strong{font-size:14px}.officer-bar-identity span{font-size:10px}.officer-bar>.wrap{gap:15px}.officer-bar .btn{min-width:95px;padding-inline:13px}.officer-bar-contact{font-size:12px}.sitemap-list{columns:2}}
@media(max-width:650px){body{padding-bottom:62px}.wrap{width:calc(100% - 40px)}.utility-bar>.wrap{min-height:34px;font-size:10px}.utility-bar>.wrap>div{gap:10px}.utility-active{padding:5px 0 6px;border-top-width:2px}.utility-divider{height:12px}.header-inner{min-height:82px;gap:7px}.brand img{width:185px}.header-cta .btn{font-size:10px;padding:10px 12px;min-height:40px}.header-schedule{display:none}.menu-button{width:34px;padding:6px}.menu-lines,.menu-lines:before,.menu-lines:after{width:21px}.mobile-nav{padding-inline:20px;max-height:calc(100dvh - 145px)}.mobile-nav ul{columns:1}.home-page:before{top:34px;height:880px;background:linear-gradient(180deg,#ffffff26 0%,#ffffff80 36%,#ffffffe8 80%,#fff 100%),url('/assets/ccm-community.jpg') 42% top/auto 780px no-repeat}.profile-section{padding:35px 0 54px}.profile-grid{grid-template-columns:1fr;row-gap:36px}.profile-photo{width:248px;max-width:75%;margin:0 auto;grid-row:1}.profile-intro{grid-row:2}.profile-kicker{font-size:19px;max-width:28ch;line-height:1.35;margin-bottom:12px}.profile-intro h1{font-size:53px;letter-spacing:-.055em;line-height:1.06;margin-bottom:25px;text-wrap:initial}.social-links{gap:13px}.social-links a{width:40px;height:40px}.social-letter{font-size:28px}.social-in{font-size:21px}.social-z{font-size:24px}.social-links svg{width:20px;height:20px}.profile-title{font-size:17px;margin:18px 0 23px;line-height:1.6}.profile-intro .cta-row{gap:11px}.profile-intro .btn{font-size:11px;min-height:45px;padding:11px 13px}.profile-contact{grid-row:3;padding-top:5px}.profile-contact h2{font-size:22px}.profile-contact address{font-size:16px}.profile-contact summary{padding:22px 0;font-size:20px}.profile-rating{font-size:14px}.profile-contact>.btn{font-size:12px}.profile-bio{grid-row:4;padding-top:10px}.profile-bio h2{font-size:34px;line-height:1.15;max-width:16ch}.profile-bio p{font-size:16px}.profile-credentials{display:flex;gap:20px;flex-wrap:wrap;margin-top:32px;padding-top:27px}.profile-credentials span{font-size:10px}.profile-credentials>div{gap:8px}.profile-credentials>div img{width:28px}.section{padding:54px 0}.section-tight{padding-bottom:54px}h1{font-size:43px}h2{font-size:34px;line-height:1.15}h3{font-size:23px}.review-heading{gap:25px;margin-bottom:28px}.review-heading h2{font-size:34px}.review-heading .small{font-size:12px}.review-heading .cta-row{gap:10px}.review-heading .btn{font-size:10px;padding:11px 14px;min-height:42px}.review-layout{grid-template-columns:1fr;gap:20px}.review-card{min-height:265px;padding:25px}.review-stars{font-size:20px;letter-spacing:2px;margin-bottom:20px}.review-card blockquote{font-size:19px}.resource-tiles{margin-top:25px;gap:16px}.resource-tiles>a{padding:24px;grid-template-columns:1fr;gap:0}.resource-tiles>a>svg{grid-row:auto;margin-bottom:23px;width:36px;height:36px}.resource-tiles>a>h3,.resource-tiles>a>p,.resource-tiles>a>span{grid-column:auto}.resource-tiles>a>h3{font-size:23px}.resource-tiles>a>p{font-size:15px}.resource-tiles>a>span{margin-top:10px;font-size:12px}.section-head{gap:23px;margin-bottom:30px}.section-head h2{font-size:34px}.section-head h2 br{display:none}.section-head>div>p{font-size:15px;margin-top:20px}.section-head>div>p br{display:none}.cards-3,.cards-2{grid-template-columns:1fr}.cards{gap:18px}.card{padding:28px}.card h3,.card h2{font-size:25px}.card p{font-size:16px}.card-icon{margin-bottom:22px}.card-icon svg{width:34px;height:34px}.card .more{font-size:12px}.legal{font-size:12px}.calc-grid{grid-template-columns:1fr;gap:20px}.calc-grid>div{padding:24px}.calc-grid h3{font-size:20px;line-height:1.3;margin-bottom:24px}.field label{font-size:13px}.field input,.field select,.field textarea{padding:11px 12px}.calc-note{font-size:12px;margin-top:24px}.payment-ring{max-width:235px;margin:0 auto}.payment-center>.figure{font-size:28px}.payment-center>p:first-child{font-size:11px}.payment-visual .breakdown{margin-top:20px;font-size:13px}.calculator-handoff{margin-top:18px;padding-top:20px}.calculator-handoff p{font-size:14px}.calculator-handoff a{font-size:12px}.calc-result>.figure{font-size:36px}.steps{grid-template-columns:1fr;gap:32px;margin-top:30px}.steps>div{padding-top:22px}.step-number{font-size:16px;margin-bottom:20px}.steps h3{font-size:24px;margin-bottom:16px}.steps p{font-size:16px}.faq-grid,.corporate-contact{gap:30px}.faq-grid h2,.corporate-contact h2{font-size:34px}.faq-list summary{font-size:16px;padding:22px 0;gap:22px}.faq-list details p{padding-right:0;font-size:15px}.corporate-contact>div:first-child>p{font-size:16px}.corporate-contact .contact-number{font-size:21px}.consent{font-size:12px;gap:10px}.consent-block>p{padding-left:28px}.row-2{gap:0 12px}.page-hero{padding:40px 0 30px}.page-hero h1{font-size:43px;line-height:1.12;overflow-wrap:anywhere}.page-hero .eyebrow{font-size:11px}.page-hero .lede{font-size:17px}.about-grid,.product-detail{grid-template-columns:1fr;gap:40px}.about-grid .hero-photo{max-width:280px;width:85%;margin-inline:auto}.about-grid h2{font-size:32px}.about-grid p{font-size:16px}.license-box{padding:24px;font-size:13px;margin:28px 0}.product-detail article h2{font-size:28px}.aside-box{padding:27px;position:static}.aside-box h2{font-size:28px}.product-group{padding-top:38px}.product-group h2{font-size:31px}.jump-links{gap:8px;padding-bottom:23px}.jump-links a{font-size:11px;padding:11px 13px}.contact-grid{gap:32px}.reviews-page main>.section-tight{width:100%;padding:35px 20px 48px;margin-bottom:0}.review-source{margin-top:32px;padding-top:26px}.review-source h2{font-size:30px}.review-source p{font-size:15px}.review-source .btn{font-size:11px}.next-step{padding:36px 0}.next-step h2{font-size:30px;line-height:1.2}.next-step .cta-row{gap:12px}.next-step .btn{font-size:11px;padding:11px 14px;min-height:44px}.site-footer{padding:40px 0 34px}.footer-brand-row{padding-bottom:27px;margin-bottom:27px;flex-wrap:wrap;gap:22px}.footer-logo{width:215px}.footer-brand-row .social-links{gap:15px}.footer-grid{grid-template-columns:1fr 1fr;gap:30px 20px}.footer-grid>div:last-child{grid-column:1/-1}.footer-grid h2{font-size:15px}.footer-grid p,.footer-grid li{font-size:13px}.footer-legal{margin-top:30px;padding-top:25px;font-size:12px}.footer-legal>nav{gap:10px 18px}.footer-bottom{flex-direction:column;gap:12px}.officer-bar>.wrap{min-height:62px;gap:12px;width:calc(100% - 28px)}.officer-bar-identity>img{display:none}.officer-bar-identity strong{font-size:13px}.officer-bar-identity span{font-size:9px;max-width:13ch;line-height:1.3;margin-top:3px}.officer-bar-contact{display:none}.officer-bar .cta-row{gap:10px;flex-wrap:nowrap}.officer-bar .btn{font-size:10px;min-width:0;padding:8px 12px;min-height:34px}.officer-bar .btn-reverse{display:none}.bar-mobile-call{display:inline-flex;font-size:11px;font-weight:800;text-transform:uppercase;padding:9px 7px}.chat-launcher{bottom:78px;right:16px;width:48px;height:48px}.chat-launcher svg{width:22px;height:22px}.chat-dialog{inset:auto 10px 74px auto;max-width:none;width:calc(100vw - 20px);height:calc(100dvh - 90px);max-height:760px;border-radius:4px}.chat-header{padding:14px}.chat-header span{font-size:10px}.chat-disclosure{padding:11px 16px;font-size:10px}.chat-main{padding:16px}.chat-message{font-size:14px}.chat-suggestions button{min-height:40px;font-size:11px}.chat-contact{min-height:44px;font-size:12px}.chat-dialog .chat-compose{padding-inline:14px}.chat-dialog .chat-compose input{font-size:16px}.chat-dialog .chat-compose input::placeholder{font-size:12px}.chat-dialog .row-2{grid-template-columns:1fr}.chat-dialog .consent{font-size:11px}.chat-dialog .small{font-size:12px}.chat-safe{font-size:10px}.sitemap-list{columns:1}.legal-content h2,.section .measure h2{font-size:28px}}
@media(max-width:360px){.brand img{width:165px}.header-cta .btn{font-size:9px;padding-inline:9px}.profile-intro h1{font-size:47px}.profile-photo{width:220px}.profile-credentials{gap:14px}.profile-credentials>div{gap:5px}.profile-credentials span{font-size:9px}}
.dark-band .calc h3{color:var(--black)}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}